An exciting resource with fresh and insightful information, expert commentary, and the latest inside scoop on the real estate market. http://boiserealestateinfo.net/in_my_opinion.html Hiring a real estate agent to sell your home is the easy part, but when the one you have doesn’t perform up to your expectations it can become a problem. Especially during an extreme buyer’s market when time is of the essence because each month prices go lower, holding on to a real estate agent who isn’t getting the job done can be expensive and can even cause a homeowner to run the risk of foreclosure. http://boiserealestateinfo.net/tips_for_firing_your_real_estate_agent.html Sat, 08 Nov 2008 Typical real estate recessions happen when demand for houses decreases. In the wake of every real estate decline comes an inevitable shrinking of demand for loans and that eventually hurts the mortgage industry. But today’s crisis is just the opposite. It started with a failure of the mortgage industry – which looked to Wall Street instead of real estate for its sustenance this time around – and leaked back into the real estate market in two abnormal ways. http://boiserealestateinfo.net/mortgage_fraud_conspiracy.html Sat, 18 Oct 2008 When considering your score and how to improve it, keep in mind that delinquent payments, missed payments, and hefty outstanding balances have the worst impact on your score. Pay on time and keep balances low and you can raise your score automatically. http://boiserealestateinfo.net/protect_fico_score.html Wed, 01 Oct 2008 Today we are experiencing one of the most widespread and potentially profitable foreclosure investment markets in American history, but many buyers who want to participate are hesitant, and for good reason. Those with little or no experience can soon become embroiled in a tangle of legal red tape, financial commitment, and dangerous assumption of liabilities when buying foreclosures. http://boiserealestateinfo.net/investing_in_foreclosures.html Sat, 20 Sept 2008 Many homeowners often go about pricing their homes in a way that turns off buyers – they take what they paid for the house, add a few thousand dollars, and anxiously cross their fingers, hoping to attract potential buyers. Unfortunately, if you’re looking to effectively price your home, you’re going to need to do a bit more research than that. http://boiserealestateinfo.net/top_tips_to_guarantee_offers.html Sat, 13 Sept 2008 The federal government in response to the lending crisis and numerous cases of mortgage fraud perpetrated against consumers in recent years has just announced a significant overhaul of mortgage industry regulations. http://boiserealestateinfo.net/new_mortgage_regulation.html Sat, 06 Sept 2008 We all know that the chances of selling a home in today’s real estate market seem quite dismal. In fact, it seems like whenever you turn on the television or radio, there’s more bad news about the busted housing bubble. But for those of you who’ve had your house on the market for some time now, there are still plenty of opportunities to sell your house without lowering your price. http://boiserealestateinfo.net/home_selling_strategies.html Sat, 30 Aug 2008 This time of year offers a great window of opportunity to do some basic home maintenance. Two important areas of focus – cosmetic touch-ups and a top-to-bottom inspection of the home – will do wonders to ensure that your home is in great shape heading into winter. http://boiserealestateinfo.net/home_maintenance_tips.html Mon, 25 Aug 2008 Chances are if you’re a first-time home buyer, you’ve already felt the squeeze of the subprime fallout. Thanks to the bursting of the housing bubble – which spurred on the rising rate of foreclosures across America - it has become increasingly difficult for first-time buyers to secure a mortgage at a reasonable interest rate. Many banks and lenders have financially suffered in the fallout, and are now desperate to protect their assets. http://boiserealestateinfo.net/worst_mortgage_mistakes.html Fri, 15 Aug 2008 Any one of a number of different factors would have been enough in and of itself to create some serious problems for our domestic economy. But what we got this year was a convergence of several simultaneously explosive situations. http://boiserealestateinfo.net/perfect_storm.html Sat, 02 Aug 2008 Even those who do not own a house and are not shopping for one are now adversely affected by the real estate and mortgage crisis plaguing the USA. What at first appeared to be an isolated problem in one tiny corner of the loan market – representing less than one percent of loans – has spread within less than a year. Now economists are calling it the worst financial crisis since the Great Depression, and they aren’t just using sensational language or offering unreasonable alarmist comparisons. http://boiserealestateinfo.net/housing_crash.html Wed, 16 Jul 2008 25 percent of all home sales so far this year have involved foreclosures and one out of every 200 households received a foreclosure notice. The foreclosure crisis is the greatest in American history, thanks to a perfect storm of rising consumer inflation, hemorrhaging mortgage industry debt related to subprimes, and crashing real estate prices and depleted equity. http://boiserealestateinfo.net/foreclosure_crisis.html Tue, 01 Jul 2008 Even those within the real estate business are often surprised to learn that a new wave of foreclosure-related tragedies is sweeping the nation and harming not homeowners but renters. While everyone in the country is fully aware of how the mortgage and housing crisis is adversely affecting homeowners and mortgage lenders, few realize that tenants – even those with perfect credit and payment histories – are being evicted in record numbers because their landlords are delinquent on monthly mortgage payments. http://boiserealestateinfo.net/national_foreclosure_crisis.html Sat, 21 Jun 2008