An exciting resource with fresh and insightful information, expert commentary, and the latest inside scoop on the real estate market. http://boiserealestateinfo.net/in_my_opinion.html There seems to be a misconception that abductions are only carried out by strangers. We often tell our children not to talk to strangers but this may not be enough. According to the FBI, the majority of child abductions are done by individuals that either is known by the child or their parents. http://boiserealestateinfo.net/how_to_protect_your_children.html Thu, 15 Oct 2009 There are very few guarantees in life so the better prepared and more thorough you are when buying a home you can potentially save thousands of dollars or keep you from buying a money pit in the first place. When buying a home whether it is a new or older home it is always important to get a home inspection done. http://boiserealestateinfo.net/boise_home_inspection.html Fri, 18 Sep 2009 Selling one’s home can be almost as stressful as buying the home, especially if the real estate market is not doing so well. Many homeowners looking to sell their home usually use the services of a real estate agent to get the job done. But in today’s market where there is an excess of homes on the market and home values have decreased people are trying to sell their home themselves to help save money and get back as much of their return in their investment as possible. http://boiserealestateinfo.net/can_the_internet_help_sell_your_home.html Fri, 14 Aug 2009 The volume of foreclosure listings grows each day as millions of desperate homeowners and hundreds of banks with swelling portfolios of repossessed properties slash prices and offer incentives to help expedite sales making it possible for potential homebuyers to buy foreclosed real estate at substantial savings. http://boiserealestateinfo.net/is_now_the_time_to_invest_in_foreclosures.html Sun, 19 Jul 2009 The inventory of existing homes for sale, published by the National Association of Realtors and used in calculating the months’ supply of homes for sale, is another commonly used measure of the supply of housing units. Over time, that inventory behaves similarly to the number of vacant housing units for sale; between the end of 2005 and the end of 2007, the inventory of existing homes for sale increased by 40 percent, while the number of vacant homes for sale increased by 39 percent. http://boiserealestateinfo.net/sources_of_excess_vacant_homes.html Fri, 26 Jun 2009 Often, first-time homebuyers get preoccupied with the sale price of a home when buying a house. Sure knowing how much home you can afford is critical, however there are other considerations that can either save you or cost you money in the long-term. http://boiserealestateinfo.net/consider_destinations_when_buying.html Mon, 01 Jun 2009 Over years and years of paying your mortgage on time and as home values appreciate homeowners start building equity in their home. If you are uncertain of what equity means, it is the value of the home minus what you still owe on the house. If you are interested in taking advantage of the equity in your home for whatever reasons such as home improvement or your kids college tuition there are several options available to you. http://boiserealestateinfo.net/home_equity.html Sat, 08 May 2009 One of the easiest and most affordable ways to go green is through solar energy, and luckily the government is also supporting the trend. Many federal and state incentives are available to help homeowners offset the cost of implementing a solar energy option. Local utility companies also frequently have programs to help pay to install or modify systems, and most electrical power companies are happy to buy kilowatts from homeowners who generate more than they use. http://boiserealestateinfo.net/home_solar_power.html Sat, 28 Mar 2009 Today there are too few rentals to keep up with a sudden surge in demand as people lose their homes or cannot get mortgage loans to buy and are forced to rent instead. But homeowners are suffering from a lack of buyers, sluggish sales, and deteriorating prices. Rental prices are going up but sales and credit are both shrinking, making rent-to-own arrangements more attractive for both landlords and tenants. http://boiserealestateinfo.net/boise_rent_to_own.html Wed, 25 Feb 2009 The nation’s real estate market has seen better days. 2008 proved to be one of the worst years in the housing industry and 2009 isn’t looking much better. Foreclosures are at an all time high while home values are dropping making it very difficult for in trouble homeowners to get out from under their financial problems. While we are hearing all the talk of doom and gloom hoping for a bit of good news the sad thing is it may only get worse, much worse, before the housing market begins to improve. http://boiserealestateinfo.net/foreclosure_fraud_scam.html Mon, 09 Feb 2009 As one of the worst years in real estate history finally comes to a close, bargains are abundant, the government is offering unusual mortgage assistance and incentives, and investing in a home may begin to show real promise. http://boiserealestateinfo.net/home_may_be_the_best_place_to_invest.html Wed, 14 Jan 2009 Today – more than has been the case for consumers in many years – the real estate market offers extreme bargains. But to take full advantage while avoiding the pitfall of paying too much in an unsteady market it is important to negotiate skillfully and successfully. http://boiserealestateinfo.net/buying_tips.html Sat, 13 Dec 2008 Plenty of controversy has sprung up within the past year regarding what is written in the small print of mortgage documents, and after studying their contracts many Americans have filed legal complaints alleging mortgage fraud. If you do not know what your mortgage paperwork says – and how that might affect you and your finances – then you may be setting yourself up for a rude awakening. http://boiserealestateinfo.net/know_and_understand_your_mortgage.html Fri, 21 Nov 2008 Hiring a real estate agent to sell your home is the easy part, but when the one you have doesn’t perform up to your expectations it can become a problem. Especially during an extreme buyer’s market when time is of the essence because each month prices go lower, holding on to a real estate agent who isn’t getting the job done can be expensive and can even cause a homeowner to run the risk of foreclosure. http://boiserealestateinfo.net/tips_for_firing_your_real_estate_agent.html Sat, 08 Nov 2008 Typical real estate recessions happen when demand for houses decreases. In the wake of every real estate decline comes an inevitable shrinking of demand for loans and that eventually hurts the mortgage industry. But today’s crisis is just the opposite. It started with a failure of the mortgage industry – which looked to Wall Street instead of real estate for its sustenance this time around – and leaked back into the real estate market in two abnormal ways. http://boiserealestateinfo.net/mortgage_fraud_conspiracy.html Sat, 18 Oct 2008 When considering your score and how to improve it, keep in mind that delinquent payments, missed payments, and hefty outstanding balances have the worst impact on your score. Pay on time and keep balances low and you can raise your score automatically. http://boiserealestateinfo.net/protect_fico_score.html Wed, 01 Oct 2008 Today we are experiencing one of the most widespread and potentially profitable foreclosure investment markets in American history, but many buyers who want to participate are hesitant, and for good reason. Those with little or no experience can soon become embroiled in a tangle of legal red tape, financial commitment, and dangerous assumption of liabilities when buying foreclosures. http://boiserealestateinfo.net/investing_in_foreclosures.html Sat, 20 Sep 2008 Many homeowners often go about pricing their homes in a way that turns off buyers – they take what they paid for the house, add a few thousand dollars, and anxiously cross their fingers, hoping to attract potential buyers. Unfortunately, if you’re looking to effectively price your home, you’re going to need to do a bit more research than that. http://boiserealestateinfo.net/top_tips_to_guarantee_offers.html Sat, 13 Sep 2008 The federal government in response to the lending crisis and numerous cases of mortgage fraud perpetrated against consumers in recent years has just announced a significant overhaul of mortgage industry regulations. http://boiserealestateinfo.net/new_mortgage_regulation.html Sat, 06 Sep 2008 We all know that the chances of selling a home in today’s real estate market seem quite dismal. In fact, it seems like whenever you turn on the television or radio, there’s more bad news about the busted housing bubble. But for those of you who’ve had your house on the market for some time now, there are still plenty of opportunities to sell your house without lowering your price. http://boiserealestateinfo.net/home_selling_strategies.html Sat, 30 Aug 2008 This time of year offers a great window of opportunity to do some basic home maintenance. Two important areas of focus – cosmetic touch-ups and a top-to-bottom inspection of the home – will do wonders to ensure that your home is in great shape heading into winter. http://boiserealestateinfo.net/home_maintenance_tips.html Mon, 25 Aug 2008 Chances are if you’re a first-time home buyer, you’ve already felt the squeeze of the subprime fallout. Thanks to the bursting of the housing bubble – which spurred on the rising rate of foreclosures across America - it has become increasingly difficult for first-time buyers to secure a mortgage at a reasonable interest rate. Many banks and lenders have financially suffered in the fallout, and are now desperate to protect their assets. http://boiserealestateinfo.net/worst_mortgage_mistakes.html Fri, 15 Aug 2008 Any one of a number of different factors would have been enough in and of itself to create some serious problems for our domestic economy. But what we got this year was a convergence of several simultaneously explosive situations. http://boiserealestateinfo.net/perfect_storm.html Sat, 02 Aug 2008 Even those who do not own a house and are not shopping for one are now adversely affected by the real estate and mortgage crisis plaguing the USA. What at first appeared to be an isolated problem in one tiny corner of the loan market – representing less than one percent of loans – has spread within less than a year. Now economists are calling it the worst financial crisis since the Great Depression, and they aren’t just using sensational language or offering unreasonable alarmist comparisons. http://boiserealestateinfo.net/housing_crash.html Wed, 16 Jul 2008 25 percent of all home sales so far this year have involved foreclosures and one out of every 200 households received a foreclosure notice. The foreclosure crisis is the greatest in American history, thanks to a perfect storm of rising consumer inflation, hemorrhaging mortgage industry debt related to subprimes, and crashing real estate prices and depleted equity. http://boiserealestateinfo.net/foreclosure_crisis.html Tue, 01 Jul 2008 Even those within the real estate business are often surprised to learn that a new wave of foreclosure-related tragedies is sweeping the nation and harming not homeowners but renters. While everyone in the country is fully aware of how the mortgage and housing crisis is adversely affecting homeowners and mortgage lenders, few realize that tenants – even those with perfect credit and payment histories – are being evicted in record numbers because their landlords are delinquent on monthly mortgage payments. http://boiserealestateinfo.net/national_foreclosure_crisis.html Sat, 21 Jun 2008