Responding to the Foreclosure Proceeding
If served with the Summons and Complaint you must file an Answer. Submitting an application for a mortgage modification is not a response to a foreclosure lawsuit. Should you submit a mortgage modification application and if you do not serve and file an Answer to the Complaint with the Court and opposing counsel, you will default in the foreclosure case. A default is an acknowledgement the allegations in the financial institution’s foreclosure defense complaint against you are true. This allows the foreclosure lawsuit to move through the courts unopposed and faster.

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Year Established: 2000
Address: 93-17 86th Rd, Jamaica, NY 11421
Phone: (917) 775-9437

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