Boise Idaho Blog

Suprising the home sales for October aren’t much lower than the previous month. They could even creep a bit higher if the numbers change on November 2nd. Of course we could contribute it to the “Reccession being over” if that really is the case but I have a feeling we have more to come. I [...]

Of course this is a bit silly to consider the answer is typically based off your income and your expenses but do you really know how much home you can afford before getting pre approved for a home loan? Is the home of your dreams outside your financial goal? By planning ahead you [...]

Traditional mortgages require that each month you pay back some of the money you borrowed plus the interest on that money. Over time, as you pay the loan the principal you owe on your mortgage decreases over the term of the loan. In contrast, an interest only payment plan allows you to pay [...]

There are many things to consider when buying a home - years before actually looking. Buying a home can be a great investment for building assets and long-term security. However in order to do this you need to set long-term goals and figure out how you are going to meet them.
When doing financial [...]

It wasn’t too long ago the Statesman ran an article in the paper talking about the national foreclosures to exceed 3.5 million homes. This coming after what so many realtors have been telling us how the market is improving. The sad truth is the market is not improving and if you take the [...]

We all make mistakes, some more than others and depending on the mistake it can be quite costly, especially when it comes to selling your home. When selling your home you want to avoid making costly mistakes that can cost you thousands of dollars.
The biggest thing a home seller needs to do is to [...]

We all make mistakes and the consequences for those mistakes vary but when it comes to selling a home the consequences can be thousands of dollars. One of the biggest mistakes a person can do, if they don’t know what they are doing, is not hire a professional real estate agent. I am [...]

In most instances if you are selling a home to buy a new home you still need to consider how much home you can afford. First you are going to need to calculate the bottom line on the sale of your home, looking at what you still owe on the mortgage, how much equity [...]

This is a great question when considering moving. Often times we have to move because we or our significant other got a new job and in the long run it will improve the quality of our lives. But unfortunately that means leaving old friends behind and, if you have kids, pulling your kids out [...]

When looking at setting an asking price you must remember that the asking price and selling price are often 2 different numbers. There typically needs to be some wiggle room when setting the price, especially in a buyer’s market. There will be negotiating going on and unless your home is perfectly priced or [...]