Boise Idaho Blog


Archive for September, 2009

Should You Attend the Home Inspection

The quick answer to this question is “yes” you should attend the home inspection. If the home inspector you are thinking about hiring says you cannot then look to hire someone else. By attending the home inspection you open yourself up to a great learning experience and even more important you are able [...]

Wednesday, September 30th, 2009

Home Loan Process

There is considerable paperwork when it comes to the home loan process. There is the application form, which asks for detailed information about you, your employment, and the house you want to purchase. You will also need to provide financial documentation to the lender about your personal finances, earnings, debts, and your monthly [...]

Sunday, September 27th, 2009

What to Look for in a Home Loan

Now that you have decided to buy a home or maybe even found the home of your choice it is time to start shopping for a home loan. Now you have to find a mortgage and payment terms that fit into your financial budget.
When looking for a home loan a good place [...]

Friday, September 25th, 2009

Boise Homeownership as an Investment

There are many places to put money to try and make money. The stock market, bonds, commodities, and yes real estate. Buying a home in this market can be nerve racking but as the dust continues to settle and everything gets back on track Boise real estate may not be a bad investment. [...]

Tuesday, September 22nd, 2009

Financial Benefits of Owning a Boise Home

American’s may be good at a lot of things but saving money is not one of them. According to the American Banker’s Association the average American hold $8,000 worth of credit card debt. When you own a home you are literally forced to save money. What I am referring to is home equity. [...]

Sunday, September 20th, 2009

Shop for a Home Loan

Over the past few months you have been looking at homes trying to find that one that is “just right.” Finally, you think you found it but there is a very important task in front of you – getting a home loan. Getting a home loan is like buying any other product, [...]

Friday, September 18th, 2009

Social Benefits of Owning a Boise Home

There are many reasons why buying Boise real estate is a good idea. Of course there are the obvious financial benefits but what about the psychological and social benefits of owning.
The fact is homeownership allows people to put down roots in a particular neighborhood. It is an opportunity to meet new people and make friends. [...]

Wednesday, September 16th, 2009

What to do if Your Home Loan is Denied

Not everyone is approved for a home loan and rightly so. We are continuing to see a back lash of foreclosures from loans made to individuals who could not afford them or didn’t understand what they were getting themselves into.
If you find yourself turned down for a home loan, federal law requires the lender to [...]

Monday, September 14th, 2009

August 2009 Boise Home Sales

It is amazing how fast this year is going, only 110 day till Christmas… Okay here is Boise’s home sale statistics for August.
North Boise  22 homes sold, average price of $262,931, and 82 dom.
Northeast Boise 6 homes sold, average price of $345,428, and 44 dom.
Southeast Boise 47 homes sold, average price of $223,438, and 57 dom.
Boise [...]

Saturday, September 5th, 2009