Boise Idaho Blog

Before purchasing a home, look up a HUD approved counseling agency in your area and attend an education course.
Select a qualified real estate agent by interviewing several and checking their references.
Gather information about the prices of homes in the area you are interested in. Don’t be tricked into paying too much.
Before finalizing your home [...]

Day after day we are reminded by the nation’s poor economic status.
This is really starting to get depressing. Headline after headline resembles trouble for Boise business as well as businesses nationally.

Builders Struggle in the Boise Valley
SuperValu Cuts Jobs in Boise
1.3 Million People Left in the Dark After Ice Storm
Army Suicide Rate at Record High
Option ARMs [...]

Like any city in the nation where ever mortgage fraud occurs it is a problem. Mortgage fraud is hard to detect and accurately count how many instances occur, even in Boise. Over the past year or so there has been a downward trend I the Boise housing market creating an ideal climate for mortgage fraud [...]

So far this year, or actually this winter we have had some pretty interesting weather.  It started with one of the earliest snow storms in history and we have had several storms come through that have left inches and inches.  But for the most part winter seems to be flying by without many surprises when [...]

It seems that you don’t hear the phrase rent to own much any more. But the fact of the matter is renting a home before you buy it can have its advantages. Depending on your financial situation if you rent to own or lease to own you have the opportunity to evaluate the property and [...]

BOISE, Idaho - The state of Idaho is suing a Boise-based real estate investment company, alleging it defrauded at least one Idaho investor and others nationwide out of nearly $10 million.
The Idaho Department of Finance filed suit Thursday in 4th District Court against DBSI Inc., its president Douglas L. Swenson and several other companies affiliated [...]

Shop around for a lender while comparing costs. Be suspicious of individuals trying to direct you exclusively to one particular lender.
Before purchasing a home, attend a homeownership education program typically offered by a HUD approved agency.
Interview several real estate agents and check their credentials.
Don’t get tricked into paying too much for a home. [...]

In the United States mortgage fraud has become a major concern for Americans and continues to escalate. In 2007 alone reports of mortgage fraud increased nearly 30% and can be directly linked to some of the major economical issues we are facing today. Subprime mortgage issues are a main factor in influencing mortgage [...]

Idaho is a place of geologic ferment. More than 2 dozen volcanic eruptions and more than sixty lava flows have shaped large parts of the state.

With 2008 coming to a close, one of the worst years in recent history for the real estate market, there is opportunity and hope for 2009.  The government has stepped in and put regulation on the mortgage industry and are offering mortgage incentives and assistance to help stimulate the housing market.
There are still concerns with [...]